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Social Media Policy – Why Your Business Should Have One & An Example Policy

The Internet is a pretty wild place. Six years ago we were casually browsing the internet as a “reader” and now almost all of us are “contributors” whether we know it or not. We’re engaging with...

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Healthcare Reform Upheld – What Does That Mean For You?

What does the individual mandate that was upheld on June 28th 2012 mean for you? You are not forced to have Health insurance but you could be taxed for not having it. Although it is still in debate,...

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What is an MLR (Medical Loss Ratio) & Health Insurance Rebates?

Health Care Reform or The Affordable Care Act (ACA) requires health insurance issuers to spend a minimum percentage of their premium dollars on claims and wellness cost. Specifically, this percentage...

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What Is HIPPA?

HIPPA or “The Health Insurance Portability and Accountability Act of 1996” was enacted on Aug. 21, 1996. The focus was to improve portability and continuity of health coverage. It contains provisions...

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